A businessman has turned his fortunes around in an incredible fashion, going from jobless to pulling in millions after just four years.
Callum Walsh, 30, pawned his Breitling watch after the birth of his daughter to set up a car finance broker business.
He used the money to get a Financial Conduct Authority (FCA) license, allowing him to launch Match Me Car.
Now, the entrepreneur anticipates that the business would have generated £8.64 million by the end of next year, reports the Manchester Evening News.
After turning 26 and just four months after the birth of his daughter Callum and wife Daisy, now 31, were shocked to find out that he had suffered a mini-stroke.
"As you could imagine this was an extremely worrying time for us all," Daisy said.
Callum added: "I found myself jobless, with a small family to feed and not a pot to p*** in. I was absolutely broke.
"I supported my family on credit cards, maxed my limits, and took out loans and overdrafts. My amazing wife was even robbed of her maternity leave by me, but she didn't complain."
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He went on: "I was now a stay-at-home daddy. Mummy provided for her family, whilst I tried to find work. I felt like an absolute failure.
"I pawned my Breitling watch, applied for an FCA licence with the money, and reached out to my LinkedIn network for support.
"After some lengthy messages and long processes, I finally had some lenders to support my brokerage."
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Match Me Car Finance, based on Wythenshawe, was launched in May 2018 and made a revenue of £90,000 by the end of the year.
"The company was set up with a moral compass more than anything, with a mission to save our customers money," Callum, said.
"We anticipate providing £72m worth of car finance to our customers by the end of 2022, with a total earned revenue of £8.64m."
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Callum met Daisy, a hairdresser when he was working in banking, and the couple married in 2015.
He was jobless by 2018 and almost took a role stacking shelves before his FCA licence came through. Now he employs around 30 people with plans to add another 20 by November.
"My advice to anyone considering starting a business is to trust your instincts and not be swayed by the negative opinions of others, because sometimes, they just don't see what you see," he said.
"If I'd have listened to those who told me not to start my business, I wouldn't be in the fortunate position I am today."
He added: "If you have a vision, follow your dreams, find good people and most importantly back yourself."
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